Buying a home before it has been built can offer access to new developments, flexible payment structures and a wider choice of units, but off-plan property requires a different level of due diligence from buying a completed home.

In Dubai, off-plan sales operate within a regulatory framework overseen by Dubai Land Department (DLD) and its regulatory arm, the Real Estate Regulatory Agency (RERA). Developers must meet project-registration requirements, qualifying projects use dedicated escrow accounts, and sales of units under construction are recorded on the provisional real estate register.

These protections matter, but they should not be mistaken for a guarantee that every project will be completed exactly on time, achieve a particular rental yield or rise in value.

A buyer still needs to examine the developer, project, unit, contract, payment schedule, location, future supply and exit strategy.

This guide explains how Dubai off-plan property works, what buyers should check before paying a deposit, how escrow and registration protect purchasers, and where the main financial and practical risks remain.

What Is Off-Plan Property?

An off-plan property is a unit purchased before construction is complete.

At the earliest stage, a buyer may be purchasing from plans, architectural drawings, floor plans, specifications and project marketing material rather than inspecting a finished apartment or villa.

Other projects may already be partly constructed when units remain available for sale.

The defining feature is that the property has not yet reached completed-property status.

That creates an important difference from ready property: the buyer is committing capital today for an asset that will be delivered in the future.

The decision therefore depends partly on what exists now and partly on what the developer is contractually required to deliver.

How Dubai Regulates Off-Plan Property

Dubai has established specific requirements for developers selling property under construction.

Understanding these rules is one of the most useful things an off-plan buyer can do before considering individual projects.

Project registration comes before legitimate off-plan sales

DLD’s current project-registration service requires a developer to register a real estate development and open an escrow account for off-plan sales.

Among the project-registration requirements are approved project information, final building permits, approval relating to off-plan sale and marketing, developer registration and approved project plans. DLD also currently requires a 30% guarantee that can be satisfied through 30% construction completion, a bank guarantee covering 30% of construction, or an equivalent cash deposit.

DLD’s published FAQ further states that a new project can be launched or announced after its registration procedures have been completed and the project accreditation certificate obtained.

For a buyer, the practical lesson is simple: attractive branding, a prestigious launch event or a convincing salesperson is not a substitute for official project verification.

Off-plan projects use escrow accounts

An escrow account is one of the most important safeguards in Dubai’s off-plan framework.

DLD defines it as the bank account for a real estate project into which money collected from purchasers of off-plan units and project financing is deposited. The system is intended to regulate development and protect investor rights.

Under Dubai’s escrow framework, money paid by purchasers for off-plan units must be deposited into the project’s escrow account. The account is established for that particular development rather than functioning as a general developer account.

Funds are not simply available for the developer to use without controls.

DLD explains that escrow disbursements are linked to project purposes and construction stages, with the account trustee’s engineer verifying relevant progress before approved payments are released.

This is a meaningful safeguard, but it does not remove construction, market or contractual risk.

Off-plan sales must be provisionally registered

Dubai’s legal framework requires transactions involving real estate under construction to be recorded in the Interim Real Estate Register.

DLD’s current initial-sale registration service states that developers register off-plan units through the Oqood portal.

For individual purchasers, required documentation includes the Sale and Purchase Agreement and identification documents. A valid passport can be used for a non-resident foreign buyer.

DLD currently states that the Sale and Purchase Agreement must be registered in the provisional register within 90 days of signing. The resulting document is a provisional registration e-certificate.

Registration therefore deserves the same attention as making the payment.

A receipt from the developer is not the same thing as proper registration of the buyer’s interest.

Can Foreigners Buy Off-Plan Property in Dubai?

Yes, foreign nationals can acquire property rights in Dubai within areas designated for foreign ownership.

The UAE Government states that expatriate residents and foreigners who do not live in the UAE may acquire freehold ownership in designated Dubai freehold areas. Foreign buyers may also acquire permitted usufruct or long-term leasehold interests of up to 99 years.

This means residency in the UAE is not, by itself, a prerequisite for buying qualifying Dubai property.

For off-plan buyers, however, the first question should always be whether the specific project and ownership structure are available to the purchaser’s nationality and legal status.

How to Buy Off-Plan Property in Dubai

A disciplined purchasing process reduces the chance of making a decision based primarily on marketing.

1. Decide why you are buying

Do this before choosing a development.

Are you buying:

a future home?
a long-term rental investment?
a holiday property?
an asset intended for eventual resale?
a property primarily for capital preservation?
a property that forms part of longer-term UAE residency planning?

The same project may be suitable for one objective and poorly suited to another.

An investor interested in rental income, for example, should place substantial weight on future tenant demand, service charges, unit type and competing supply.

An owner-occupier may care more about layout, schools, commute, amenities and the eventual maturity of the community.

2. Establish the full financial commitment

Do not judge affordability by the first instalment.

If a project requires only a relatively small initial payment, that does not mean the property itself is inexpensive.

Map the entire payment schedule from reservation through construction, handover and any post-handover instalments where these form part of the specific project’s contract.

Ask:

How much is due immediately?
What will be due over the next 12 months?
Are payments linked to dates or construction milestones?
How much remains at handover?
Is there any post-handover amount?
What registration and administrative costs apply?
Can I meet the schedule without relying on selling the property first?

A buyer should be able to answer all of these questions before signing.

3. Verify the developer

A strong development concept does not replace developer due diligence.

Review the developer’s identity, completed projects, delivery history and current developments.

Dubai REST provides information on certified developers, brokers and other registered real estate-market participants.

A developer’s previous projects can also help a buyer assess factors that official registration alone cannot answer, such as finishing quality, building management, landscaping and how completed communities function after handover.

4. Verify the project with DLD

Do not rely exclusively on a brochure or sales presentation.

DLD provides a Project Status Enquiry service through which users can search using details such as the project name, project number or land number and view available project information.

Dubai REST goes further by providing off-plan beneficiaries with information including:

project completion percentage
actual project photographs
escrow account number
payments due on their investment

Use those official tools.

5. Compare the individual unit, not only the project

A project may be excellent while an individual unit within it is less attractive.

Compare:

floor level
orientation
view
internal layout
balcony
usable space
parking allocation
proximity to lifts
nearby roads
neighbouring plots
future buildings
likely sunlight exposure
unit type and future resale audience

A discounted price does not necessarily compensate for a weak layout or undesirable position.

Likewise, a premium view may justify some price difference but should still be tested against comparable units.

6. Evaluate the payment plan

Dubai developers use different payment structures.

Some plans are concentrated during construction. Others leave a larger amount for handover, while certain projects may offer instalments after completion.

There is no single payment schedule that applies to every Dubai off-plan development.

Do not evaluate a plan simply by asking whether the instalments look small.

The more important questions are whether the total price is competitive and whether the payment schedule fits your cash flow.

A longer payment plan attached to an overpriced unit may be less attractive than a shorter plan on a stronger asset.

7. Understand exactly what you are reserving

Before paying a reservation amount, confirm the selected unit.

Check the:

project
building or tower
unit number
floor
unit type
stated area
price
parking allocation, where applicable
proposed payment schedule

Also establish whether the reservation payment is refundable and under which circumstances.

These terms can be project-specific, so they should be confirmed in the actual reservation documentation rather than assumed.

8. Read the Sale and Purchase Agreement

The Sale and Purchase Agreement, commonly called the SPA, is one of the most important documents in the transaction.

Do not rely on sales conversations where the written contract says something different.

Review provisions covering:

property description
purchase price
payment schedule
expected completion
handover
delay provisions
buyer default
developer obligations
property specifications
permitted changes
area adjustments
assignment or resale
cancellation
service charges
dispute provisions

For a substantial transaction or any term that is unclear, independent legal advice can be appropriate.

9. Make payments through the correct channel

DLD states that amounts received from buyers of off-plan real estate units are deposited into the project’s escrow account.

Verify payment instructions carefully.

Do not treat a personal bank account, informal payment request or unverified intermediary as equivalent to the registered project’s payment structure.

If bank details change unexpectedly, verify them directly through an authenticated developer channel before transferring funds.

10. Confirm provisional registration

The developer registers the off-plan sale through DLD’s Oqood system.

DLD currently requires the SPA to be recorded in the provisional register within 90 days of signing.

Keep your provisional registration documentation with the SPA and payment records.

11. Monitor construction

The transaction does not end once the SPA is signed.

Use DLD’s Project Status Enquiry and Dubai REST to follow available project information and construction progress.

Monitoring becomes particularly important when significant instalments remain outstanding.

12. Prepare for handover

As completion approaches, buyers should review the developer’s handover requirements and ensure that all contractual and financial obligations are understood.

The process can involve:

final or near-final payments
completion notifications
inspection or snagging
confirmation of outstanding charges
documentation
utility arrangements
eventual final property registration

The exact sequence varies according to the property and developer.

What Is Oqood in Dubai?

“Oqood” frequently appears in conversations about Dubai off-plan property.

DLD uses the Oqood portal for provisional sale registration. Through the official initial-sale process, the developer enters the property and purchaser information, submits the relevant documents and completes provisional registration.

DLD then issues a provisional registration e-certificate.

This is significant because Dubai’s legal framework requires off-plan disposals to be recorded on the Interim Real Estate Register.

A buyer should therefore distinguish between:

Reservation: the commercial step of securing a particular unit.

SPA: the contractual agreement between buyer and developer.

Provisional registration: official registration of the off-plan transaction with DLD.

They are related, but they are not the same thing.

Dubai Off-Plan Property Costs

The exact costs depend on the development and transaction.

DLD’s current initial-sale registration service lists the following official registration charges:

Cost	DLD-listed amount
Seller registration charge	2% of sale value
Purchaser registration charge	2% of sale value
Combined registration charge	4% of sale value
Knowledge fee	AED10
Innovation fee	AED10
Developer self-registration fee for provisional sale	AED1,000

The DLD schedule therefore formally lists 2% against each side of the transaction.

Actual contractual arrangements and developer promotions may affect how transaction costs are commercially allocated, so a buyer should check the SPA and official payment request rather than assume which party will ultimately bear every charge.

Other possible costs can include developer administration, financing, legal advice, valuation or professional inspection, depending on the transaction.

Because these are not universal government charges, confirm them specifically for the property being considered.

How Off-Plan Payment Plans Work

A payment plan determines when the purchase price becomes due.

It does not determine whether the property is good value.

This distinction is crucial.

Consider two hypothetical units:

Property A costs AED1.4 million and offers a long payment schedule.
Property B costs AED1.25 million but requires payments more quickly.

Property A may feel easier to buy because its immediate instalments are smaller, while Property B could still represent better underlying value.

A serious comparison should therefore examine both price and timing.

Construction-linked payments

Some schedules make instalments due as particular construction milestones are reached.

Where project escrow disbursement is concerned, DLD’s framework also links release of project funds to verified construction stages.

The buyer’s contractual payment plan, however, should be read directly from the SPA.

Date-linked payments

Other payment plans require instalments on specified calendar dates.

This means buyers should maintain sufficient liquidity even if their personal circumstances change before completion.

Handover payments

A portion of the price may be due when the property reaches the contractual handover stage.

Check the exact definition of handover in the contract.

Post-handover payment plans

Some developers may structure specific projects with payments continuing after completion.

Where offered, evaluate the full cost and contractual terms rather than assuming that post-handover finance works like a conventional bank mortgage.

Project payment structures can change between launches and even between different unit releases, so verify the current official plan for the exact property.

Can You Finance Off-Plan Property With a Mortgage?

Potentially, but mortgage financing of off-plan property works differently from financing a completed home.

The Central Bank of the UAE currently sets the maximum loan-to-value ratio for mortgages on off-plan property at 50%, regardless of purchaser category, property value or purpose.

That is a regulatory maximum rather than a promise that a lender will provide 50%.

Actual financing depends on the bank, purchaser and project.

A buyer planning to rely on future mortgage finance should investigate availability early rather than assuming finance will automatically be accessible at handover.

Changes in income, credit circumstances, bank policy, valuation or lending conditions can affect future borrowing capacity.

How Escrow Accounts Protect Off-Plan Buyers

Escrow is one of the strongest reasons to verify a project through DLD before paying.

Dubai’s escrow legislation requires developers selling qualifying off-plan units to establish separate project accounts with approved account trustees.

DLD states that all amounts received from buyers of off-plan units are deposited into the project escrow account.

The account is opened in the project’s name and used for the purposes of developing that project.

DLD also explains that construction milestones form part of the mechanism governing releases from the escrow account. An account-trustee engineer checks relevant construction progress before qualifying payments are released.

What escrow does not mean

Escrow does not mean:

completion can never be delayed
property prices cannot fall
the developer cannot face difficulties
the finished unit will necessarily achieve the expected rent
buyers can ignore their SPA obligations
investment returns are guaranteed

Escrow is a regulatory safeguard around project money. It does not eliminate property-market risk.

Off-Plan Property Due Diligence Checklist

Before purchasing, work through the investment systematically.

Developer checks

Confirm:

developer identity
DLD/RERA status
previous completed projects
delivery record
quality of previous buildings
existing communities managed by the developer

Project checks

Confirm:

project registration
project status
escrow account details
permitted ownership structure
development location
expected completion according to the contractual documentation
construction progress if already underway

Dubai REST provides project completion information, photographs and escrow information for off-plan beneficiaries.

Unit checks

Review:

unit number
floor
layout
stated area
orientation
view
balcony
parking
neighbouring units
surrounding plots

Financial checks

Calculate:

total purchase price
reservation amount
registration costs
instalments
handover payment
expected ownership costs
financing requirement
available cash reserve

Contract checks

Read:

payment default clauses
completion provisions
delay provisions
assignment conditions
property specifications
area adjustment provisions
termination provisions
handover conditions
dispute terms

A buyer should understand what happens when things do not go according to the original plan, not only what happens when everything proceeds perfectly.

Can You Sell an Off-Plan Property Before Handover?

An off-plan interest can potentially be transferred before completion, but buyers should never assume that every unit can be resold freely at any stage.

Dubai’s legal framework requires disposals concerning off-plan property to be registered on the Interim Real Estate Register.

In practice, a project’s SPA and developer requirements can also affect assignment or resale.

A developer may have contractual conditions that must be satisfied before approving a transfer. These conditions can vary by project.

Before buying with an intention to resell before handover, establish:

whether assignment is permitted
any minimum payment requirement under that project
whether developer approval is required
applicable administrative costs
registration requirements
how much competing inventory remains unsold

Do not build an investment strategy around an assumed quick resale without checking these restrictions first.

What Happens If an Off-Plan Project Is Delayed?

A delay does not automatically produce the same legal outcome in every case.

The starting point should be the SPA and the project’s official DLD status.

DLD allows purchasers to check project completion information through its Project Status Enquiry service and Dubai REST.

If serious problems emerge, legal rights depend on the project’s status, the contract and the applicable law.

DLD’s FAQ specifically distinguishes between projects that have not started, projects under cancellation and projects that have been formally cancelled. Where a project is formally cancelled, DLD describes a liquidation process involving the project funds and investor claims.

DLD also explains that it cannot simply terminate a private sale contract at an investor’s request where the project has not been formally cancelled; contractual termination disputes can require the competent real estate court.

That is why buyers should avoid assuming that delayed construction automatically gives them an immediate right to recover every payment.

What Happens If the Buyer Misses Payments?

The buyer’s obligations are also legally significant.

Dubai’s off-plan legal framework contains mechanisms addressing buyer default, while the SPA establishes the contractual payment obligations for the particular transaction.

A payment plan should therefore be treated as a binding financial commitment rather than an informal schedule that can be changed unilaterally.

Before purchasing, stress-test your finances.

Ask whether you could continue paying if:

your income temporarily declined
another investment required cash
the property could not be resold quickly
your expected mortgage was unavailable
handover occurred later than expected

An off-plan property is much safer financially when the buyer does not depend on optimistic assumptions to complete the payment schedule.

What Happens at Handover?

Handover is the point where the project moves from being primarily a future contractual asset toward a completed physical property.

Before accepting a unit, buyers should compare the delivered property with the contractual specification and inspect its condition.

Snagging

Snagging means identifying defects, unfinished work or items requiring correction before or around handover.

Depending on the property’s value and complexity, a professional inspection can help identify issues a buyer might overlook.

Check areas such as:

doors and windows
walls and finishes
flooring
cabinetry
plumbing fixtures
electrical fittings
air-conditioning operation
balconies
supplied appliances
visible water damage
alignment and finishing quality

This is a practical inspection rather than a substitute for legal or engineering advice where a serious defect exists.

Final registration

DLD’s published procedures for final project registration include the project reaching 100% completion and completing the relevant surveying and final-approval process before title-deed issuance.

The buyer should then retain the final ownership documentation as part of the permanent property record.

Off-Plan Property Versus Ready Property

Neither choice is universally superior.

Factor	Off-Plan Property	Ready Property
Physical inspection before purchase	Limited or unavailable	Property can usually be inspected
Payment timing	Often spread during development	Purchase generally completed sooner
Immediate occupation	No	Usually possible
Immediate rental income	No	Potentially possible
Construction risk	Present	Largely removed
Choice of new units	Often wider at launch	Depends on resale inventory
Price certainty	Purchase price agreed, future market value unknown	Current asset can be compared with existing market
Future surroundings	May still be developing	Easier to assess
Financing	Can be more restrictive	Generally broader mortgage framework
Handover risk	Relevant	Usually not relevant

The better option depends on your objectives and tolerance for uncertainty.

How Investors Should Evaluate Off-Plan Property

Marketing commonly focuses on launch price, expected future growth and payment flexibility.

Investors should go deeper.

Compare price per square foot carefully

Use genuinely comparable properties.

A project several kilometres away or with a different quality level may not provide a meaningful benchmark.

Compare against:

similar new launches
nearby off-plan projects
completed properties where relevant
similar unit sizes
similar views and floors

Understand future rental demand

Ask who would realistically rent the property when it is completed.

An attractive development is not automatically a strong rental asset.

Consider:

employment centres
transport
schools
retail
community maturity
tenant profile
competing buildings
expected future inventory

Estimate net return, not just rent

Even if a future annual rent appears attractive, an investor will eventually face ownership costs.

These may include service charges, maintenance, management, furnishing, vacancy and financing.

The investment should therefore be assessed using likely net income rather than gross rent alone.

Study the future supply pipeline

Off-plan investors are buying into a future market.

If many similar units are scheduled to complete at approximately the same time, owners could face greater competition for tenants and buyers.

This does not automatically make the project unattractive, but it should be incorporated into the decision.

Consider your exit buyer

Who might buy the unit from you?

A studio, family apartment, waterfront residence and ultra-luxury penthouse each serve different buyer pools.

Liquidity matters.

An asset with a smaller potential resale audience may take longer to sell.

Main Risks of Buying Off-Plan Property

Off-plan buying offers potential advantages, but the risks should be stated clearly.

Construction delay

Completion may occur later than originally expected.

Review the SPA rather than relying solely on the advertised completion date.

Market risk

Property values can rise or fall between purchase and handover.

Never assume appreciation is guaranteed.

Rental risk

Future rent is an estimate until the property is completed and actually offered to tenants.

Developer risk

A registered developer is still a commercial business exposed to operational and financial risks.

Evaluate its record as well as its regulatory status.

Payment-plan risk

A buyer who cannot meet future instalments can face serious contractual consequences.

Financing risk

Future mortgage approval is not guaranteed merely because the purchaser expects to qualify later.

Supply risk

Large amounts of competing inventory can affect rent and resale liquidity.

Specification risk

The completed property may differ in certain respects from the buyer’s initial expectations, subject to the contractual specifications and permitted variations.

The contract therefore matters more than a render.

Can Off-Plan Property Qualify for a Dubai Golden Visa?

Property can support Golden Visa eligibility, but buyers should be careful about assuming that simply booking an off-plan unit worth AED2 million automatically produces immediate eligibility.

DLD’s current real estate investor Golden Visa service states that a qualifying property investor with property purchase value of at least AED2 million may apply for a renewable 10-year residence permit, subject to the service requirements.

However, DLD currently lists an e-Certificate of Title/title deed among the required documents for that application.

Therefore, buyers purchasing specifically with a Golden Visa objective should verify their eligibility directly with DLD before committing to an off-plan transaction rather than assuming that the reservation or provisional registration alone will satisfy the current immigration process.

Visa requirements can change, and property selection should still make sense independently as a real estate decision.

Who Is Off-Plan Property Best Suited To?

Off-plan property can be suitable for buyers who:

do not need immediate occupation
can meet a multi-stage payment schedule
are comfortable waiting for completion
want access to a new development
understand construction and market risk
have adequate financial reserves
have researched the developer and project

It may be less appropriate for a buyer who needs immediate rental income, requires complete certainty over the finished property, or depends on a quick resale to meet later instalments.

Common Off-Plan Buying Mistakes

Choosing the payment plan instead of the property

A flexible payment schedule can make an ordinary investment look attractive.

Evaluate the asset first.

Buying from renders alone

Computer-generated images communicate a design concept.

They should not replace the SPA, plans, specifications and official project information.

Ignoring the exact unit

Tower name alone does not determine value.

Layout, floor, orientation and view matter.

Assuming guaranteed capital appreciation

No developer, broker or adviser can guarantee where the resale market will be at handover.

Relying entirely on expected resale

A buyer should ideally be capable of meeting the payment schedule even if an early sale is not possible.

Ignoring future competition

Look at other projects likely to complete in the same area.

Not checking escrow details

Dubai REST provides access to project escrow information. Use it.

Not confirming registration

Make sure the transaction is properly recorded in the provisional register. DLD currently requires the SPA to be registered within 90 days of signing.

Treating the SPA as standard paperwork

A property can involve a commitment of hundreds of thousands or millions of dirhams.

The agreement deserves careful reading.

Frequently Asked Questions

Is buying off-plan property in Dubai legal?

Yes. Dubai has a specific regulatory framework governing the sale and registration of property under construction. Developers must meet applicable project-registration requirements, and off-plan disposals are registered on the Interim Real Estate Register.

Is off-plan property in Dubai safe?

Dubai has important safeguards including developer and project regulation, escrow accounts and provisional transaction registration. These measures reduce certain risks but do not eliminate construction delays, market changes, buyer default or investment risk.

What is an escrow account for Dubai off-plan property?

It is a project-specific bank account into which money from buyers of off-plan units is deposited. DLD states that it is used within the regulatory framework governing the development and construction process.

What is Oqood registration?

DLD uses its Oqood portal for provisional registration of off-plan sales. The developer submits the transaction and DLD issues a provisional registration e-certificate.

How much is the DLD fee for off-plan property?

DLD’s current provisional-sale registration service lists 2% of sale value for the seller and 2% for the purchaser, plus AED10 Knowledge and AED10 Innovation fees.

Buyers should check their SPA to establish the actual contractual allocation of transaction costs.

Can foreigners buy off-plan property in Dubai?

Yes, foreign residents and non-residents can acquire qualifying property rights within areas designated for foreign ownership in Dubai.

Can I check the construction progress of an off-plan project?

Yes. DLD provides its Project Status Enquiry service, while Dubai REST provides off-plan information including completion percentages, project images and escrow account details.

Can I get a mortgage for an off-plan property?

Financing may be available subject to lender and project requirements. CBUAE’s current regulatory framework caps loan-to-value for off-plan mortgages at 50%.

Can I sell my off-plan property before completion?

Potentially, but the SPA, developer conditions and DLD registration requirements must be reviewed. Off-plan disposals are subject to registration on the Interim Real Estate Register.

What should I check before buying off-plan in Dubai?

At minimum, verify the developer, project registration, escrow account, official project status, unit details, total price, payment schedule, SPA, provisional registration requirements, surrounding development pipeline and your ability to complete all future payments.

Making a Better Off-Plan Property Decision

The strongest off-plan purchase is not necessarily the project with the biggest launch event, lowest initial instalment or most ambitious promise of future appreciation.

It is the property where the fundamentals make sense.

Understand the location. Research the developer. Verify the project through Dubai Land Department. Check the escrow account. Compare the individual unit with realistic alternatives. Read the SPA carefully. Understand every payment before signing.

Then consider what the property may look like at handover: its competing supply, tenant audience, ownership costs and resale market.

Dubai’s regulatory framework provides buyers with useful protections and verification tools, but good regulation cannot replace good judgement.

HAMZ International Real Estate can help buyers compare Dubai off-plan developments, understand payment structures and evaluate individual properties according to their budget, objectives and intended holding period before making a purchase decision.

Sources & Fact-Checking

Dubai Land Department — Register Project
Supports: developer project registration, off-plan escrow opening, required approvals and current 30% project guarantee requirements.
Direct source URL: https://dubailand.gov.ae/en/eservices/register-project/

Dubai Land Department — Request to Register the Initial Sale
Supports: Oqood/provisional registration, purchaser documentation, current registration fees, 90-day SPA registration requirement and provisional registration e-certificate.
Direct source URL: https://dubailand.gov.ae/en/eservices/request-to-register-the-initial-sale/

Dubai Land Department — Dubai REST
Supports: project completion percentages, actual project photographs, escrow account information, payments due, certified developers and other market information.
Direct source URL: https://dubailand.gov.ae/en/eservices/dubai-rest/

Dubai Land Department — Project Status Enquiry
Supports: official enquiries into Dubai project status and construction completion information.
Direct source URL: https://dubailand.gov.ae/en/eservices/real-estate-project-status-landing/

Dubai Land Department — Frequently Asked Questions
Supports: escrow-account requirements, permitted use of escrow funds, project monitoring, cancelled-project procedures and project-launch requirements.
Direct source URL: https://dubailand.gov.ae/en/frequently-asked-questions/

Dubai Land Department — Know Your Rights for Real Estate Investors in Dubai
Supports: Dubai escrow legislation, Interim Real Estate Register requirements, foreign ownership framework and regulatory background for off-plan transactions.
Direct source URL: https://dubailand.gov.ae/media/wlzmuycr/know_your_rights.pdf

UAE Government — Expatriates Buying Property in the UAE
Supports: foreign ownership rights in designated Dubai freehold areas.
Direct source URL: https://u.ae/en/information-and-services/moving-to-the-uae/expatriates-buying-a-property-in-the-uae

Central Bank of the UAE — Regulations Regarding Mortgage Loans
Supports: current maximum 50% loan-to-value ratio for mortgages on off-plan property.
Direct source URL: https://rulebook.centralbank.ae/en/rulebook/regulations-regarding-mortgage-loans

Dubai Land Department — Golden Visa Application for Investors
Supports: AED2 million qualifying-property threshold, current 10-year renewable property investor residence service and title-deed documentation requirements.
Direct source URL: https://dubailand.gov.ae/en/eservices/request-for-golden-visa-investor/

Off-Plan Property in Dubai: Complete Buyer’s Guide